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Concept
Title Theory
Title Theory
is a
legal doctrine
that holds the
lender as the actual owner
of a property until the mortgage is fully paid, while the borrower retains
equitable title
and possession. This theory contrasts with the
Lien Theory
, where the
borrower holds the title
and the
lender has a lien
on the
property as security for the debt
.
Relevant Degrees
Law of Realty 100%
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