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New Course
Concept
Certificates Of Deposit
Certificates of Deposit
(CDs) are
time-bound savings instruments
offered by banks that provide a
fixed interest rate
over a
specified term
, making them a
low-risk investment option
. They typically offer
higher interest rates
than
regular savings accounts
, but require the depositor to leave the funds untouched until the
maturity date
to avoid penalties.
Relevant Degrees
Monetary System and Banking 78%
Regional Economics 22%
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