The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted to eliminate abusive debt collection practices and ensure that debt collectors treat consumers fairly. It provides consumers with rights to dispute and obtain validation of debt information, while also setting guidelines for how debt collectors can communicate with them.

Fair Debt Collection Practices Act

Abusive debt collection practices

Rights to dispute debt

Validation of debt information

Guidelines for debt collectors

Debt collectors

Treat consumers fairly

Federal law constitutes the body of legal rules that apply across the entire nation, established by the federal government to regulate national and international matters. It supersedes state laws in cases of conflict, ensuring a unified legal framework for issues of national importance.

Federal Law

Consumer rights refer to the legal protections and entitlements afforded to buyers of goods and services, ensuring fair treatment, safety, and access to information. These rights are designed to prevent businesses from exploiting consumers and to promote trust in the marketplace.

Concepts

Relevant Degrees